Stewart Cook opens a new window

Senior Associate

I am a senior associate in Fox Williams’ Commerce & Technology and FinTech teams. I advise clients from start-ups to major institutions on non-contentious technology and regulatory matters, with a particular focus on financial technology and payments.”

Stewart advises a broad range of clients, from fast-growth disruptive tech and FinTech businesses to established multinational businesses and financial institutions, often in relation to matters involving institutional counterparts.

Stewart specialises in preparing and negotiating complex technology (including SaaS) agreements with major institutional clients, global banks and strategic partners, helping businesses structure, document and close commercial arrangements that support long-term growth. He combines commercial pragmatism with deep legal expertise to help clients manage risk, align commercial incentives and secure tailored contractual terms across supply, platform, data and integration arrangements. Stewart regularly works on matters with a cross-border element.

Alongside his commercial contracting work, Stewart regularly advises on financial services regulatory issues, with a particular focus on payments, e-money, open banking and related perimeter questions. He supports clients on regulatory strategy, product changes, and compliance, FCA regulatory obligations, outsourcing requirements, third-party partnerships, and emerging product compliance challenges in highly regulated markets.

Stewart joined Fox Williams in November 2023 from Deloitte Legal’s London office, having previously worked for Taylor Vinters/Mishcon de Reya (Mishcon de Reya merged with Taylor Vinters) in London and Mattersmith Limited, a hybrid IT law firm and LawTech business based in the North East.

To contact Stewart or for more information…

Call: 020 7614 2605
Email: scook@foxwilliams.com
Mobile: 07548314671

My legal expertise

  • Technology contracts
  • Business contracts
  • Digital transformation
  • Artificial intelligence and machine learning
  • Software as a Service
  • FinTech including WealthTech, RegTech, and InsurTech
  • Payments, electronic money, and open banking
  • Data and IP licensing
  • Confidential information

Experience

  • Drafting and negotiating terms of service for high growth SaaS businesses.

  • Advised a vehicle scheme provider on the legal and regulatory implications of its proposed vehicle buy back schemes.

  • Advised on and negotiated a post-completion transitional services agreement and data licence agreements for a market data and financial news business in connection with its acquisition of a business unit from a financial services data and technology provider.

  • Advised Fidel API Holdings Limited (now Astrada) in relation to the asset sale of its loyalty business to Enigmatic Smile, a global reward technology facilitator.

  • Prepared terms of service for a verification of identity software provider for use by financial institutions trading institutional assets on a privacy-enabled public blockchain.

  • Negotiated an integrated finance agreement between a US-based embedded finance provider and one of the world’s leading ride-hailing business.

  • Prepared a global distribution agreement for an Asset Management firm.

  • Advised a global travel business in relation to their PCI-DSS compliance.

  • Drafted an MSA for an EdTech provider seeking to establish a ground breaking partnership with a major stock exchange.

  • Preparing payments and e-money regulatory perimeter advice for an incentives provider.

  • Drafted merchant terms and reseller agreements for a chargeback management and prevention solution.

  • Negotiated programme manager terms with an e-money institution on behalf of a FinTech scale-up looking to enter the UK market.

  • Drafted intragroup outsourcing agreements for an Asset Manager relating to the cross-border supply of back-office IT software and systems.

  • Prepared app terms of use for an AI-based WealthTech platform provider.

 

Latest

To contact Stewart or for more information…

Call: 020 7614 2605
Email: scook@foxwilliams.com
Mobile: 07548314671