Fintechs disrupt the status quo in financial services. We support that disruption with our expertise in fintech and in financial services.

We deliver commercially focussed legal and regulatory advice to fintechs and to established incumbents looking to innovate. We act for start-ups, scale-ups and growth-stage fintechs and more established financial institutions, helping them raise capital, create innovative products and manage their businesses in a regulatorily compliant manner in a fast-paced, competitive environment.

Clients instruct us for our market-leading knowledge of the fintech and alternative finance sectors and products, and for our approachable, commercially-minded lawyers.

FinTech experience

  • Advised Revolut on new products to complement its existing range of consumer FX products.

  • Advised Prodigy Finance on regulatory and consumer credit matters.

  • Advised WorldRemit on its international commercial arrangements.

  • Advised Balderton Capital on their investments into CrowdCube, Prodigy Finance, GoCardless, Nutmeg, Revolut and, more recently, Zego, Dinghy and Cleo.

  • Advised Fly Now Pay Later on senior and mezzanine revolving credit facilities from Shawbrook Bank and BCI Finance to fund point-of-sale consumer loans in the travel industry.

  • Advised Duedil, the company intelligence platform, on its Series C investment of up to £8m from Augmentum FinTech Plc, Notion Capital, Oak Investments and others.

  • Advised Digital Moneybox, the mobile savings and investment app, on its £14 million Series B funding round led by Eight Roads Ventures, the proprietary investment arm of Fidelity International Limited.

  • Advised Lending Works Limited, the peer-to-peer lending platform, on the issue of c.£2m convertible loan notes from existing investors Maven Capital Partners, NVM Private Equity, Pollen Street Capital and a small number of business angels.

  • Advised Allianz X, the digital investment unit of the Allianz group, on various investments including its Series B investment in SafeBoda, a major African ride hailing platform that also offers various on-demand consumer and payment services.

  • Advised award-winning, ‘API Only’ technology provider Yapily Ltd on its latest funding round, co-led by LocalGlobe and HV Holtzbrinck Ventures, following which the London based fintech start-up has raised a total of $5.4 million in seed funding.

  • Advised the management team of fintech business, Risk First Group, on its sale to USA-based Moody’s Analytics.

  • Advised robo-adviser, Scalable Capital on its UK launch of its investment management business.
  • Acted for several direct lending platforms, both in the consumer and SME finance space, on forward-flow funding lines and different types of debt facilities.

FinTech FAQs

We will advise on whether you need to be authorised by the FCA to launch a particular product, or alter an existing one. We also advise on B2B contracts (including white-label and partner agreements), as well as consumer terms and conditions.

Yes, we act for lending platforms on all kinds of funding structures, from forward-flow funding lines to private placements. We can advise on all levels of the capital stack, from senior funding, to mezzanine funding and equity instruments.

We provide legal advice, whenever you need it. If you need day-to-day compliance services instead, we can introduce you to compliance consultants. If you need a combination, we will work closely with your compliance advisors, so that nothing falls between us, nothing gets done twice, everyone plays to their strengths, and you get the best possible value for your money.

We provide specialist support to clients facing complex enquiries from Supervision and / or a referral to Enforcement. We also conduct internal investigations following, for example, a whistleblower raising a concern regarding a financial irregularity, and we advise upon the immediate actions including self-reporting to the relevant authorities.

Yes, we are recognised by the legal directories as a leading law firm on advising on the raising of equity finance, and we have assisted both investors and FinTechs on their funding rounds.

"State of the art understanding of fintech, an extremely fast-moving sector."


Legal 500 2020

"Excellent industry knowledge and experience across a strong team."


Legal 500 2021

"Excellent knowledge of the market place and sector. Commercial and timely advice. The team have spent time getting to know our business to ensure that the advice provided suits our business needs and appetite for risk."


Legal 500 2021

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