Jonathan Segal opens a new window opens a new window

Partner


I am a partner co-heading the Fox Williams' financial services team, and leading the fintech team. I specialise in advising fintechs operating in the lending space.


Jonathan is a FinTech expert, co-heading the Fox Williams financial services team, as well as leading the FinTech and alternative finance sector offering. He is recognised in the industry as a key advisor to FinTech lenders and credit funds, acting for many leading finance providers to both SMEs and consumers.

Jonathan has a passion for developing innovative new credit products, both regulated and unregulated. He is known for covering ‘esoteric’ assets, such as EV bikes, user acquisition finance and crypto, as well as more traditional asset classes such as consumer and corporate loans and cards, trade receivables and real estate-backed assets.

He is one of a handful of lawyers in the market that advises both on the product side and funding side, acting on warehouse financings, private securitisations, forward flow transactions, portfolio sales and restructurings.

Jonathan has won many awards for his work in FinTech and Finance and is an active member of the UK’s FinTech and specialty finance community.

To contact Jonathan or for more information…

Call: +44 (0)20 7614 2591
Email: jsegal@foxwilliams.com
Mobile: +44 (0)7841 899 326

My legal expertise

  • Fintech
  • Structured Finance/Securitisation
  • Banking and finance
  • Consumer lending (credit cards, overdrafts, loans, mortgages)

Experience

  • Acting for over 80 non-bank lenders offering a variety of credit products, both consumer and corporate, regulated and non-regulated.

  • Acting for Revolut on new products and features.

  • Acting for a consumer credit card FinTech on a £200m private warehouse securitisation from a UK bank.

  • Acting for a consumer car loan platform on a £200m private warehouse securitisation from a UK bank.

  • Acting for TAB, a development finance lender, on its £120 million credit facility with New York investment firm, Atalaya Capital.

  • Acting for Lenkie, an SME-Lender, on a forward flow arrangement with Basepoint Capital.

  • Acting for several revenue-based finance lenders and SME-lenders, on credit lines from Fasanara Capital, Pollen Street Capital, and Atalaya Capital.

  • Acting for institutional lenders, Avellinia Capital and Fintex Capital, on several senior and mezzanine revolving credit facilities to high growth lending platforms.

  • Advising several non-UK headquartered FinTech lenders on establishing their UK operations.

  • Advised Allica Bank on the acquisition of a c.£600 million loan portfolio from Allied Irish Bank.

  • Acting for several challenger banks on their Tier 1 and Tier 2 regulatory capital requirements.

  • Advised over 18 P2P lending platforms, including several members of the Peer to Peer Finance Association, on lending documentation, institutional funding lines, regulatory issues (inc. Art 36H), new products and commercial contracts.

 

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To contact Jonathan or for more information…

Call: +44 (0)20 7614 2591
Email: jsegal@foxwilliams.com
Mobile: +44 (0)7841 899 326

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